Stock Unlock

For most long-term investors who analyze 5+ stocks a month, yes. The Pro tier unlocks the full screener, DCF tools, dividend safety scores, insider data, and the AI assistant — all things you'd pay much more for with Simply Wall St or Koyfin. If you're just tracking an index fund portfolio, the free tier is probably enough. Annual billing cuts the effective price further.

Stock Unlock pulls fundamentals from multiple data providers and reconciles them against SEC filings. Accuracy is solid for US large caps and reasonably good for international coverage. For small caps and emerging markets, always cross-check with the underlying 10-K or annual report. Stock Unlock also publishes data quality notes when known issues exist.

No. Stock Unlock is a research tools company, not an advisory. It doesn't send buy/sell alerts, newsletters, or managed portfolios. That's a plus — you're not paying for someone else's opinions. The founders sometimes share their own portfolio on YouTube but that's separate from the product.

For most investors, yes. Stock Unlock has comparable fundamentals, better screening, and is cheaper. Simply Wall St's advantage is its Snowflake visual analysis and beginner-friendly reports. Stock Unlock is better for investors who want to run their own DCFs and look at raw numbers. They're complementary for some users, but Stock Unlock is a strong standalone choice.

The Stock Unlock AI assistant answers questions about companies using the platform's structured data — things like "what's Apple's 10-year FCF growth?" or "summarize Microsoft's latest 10-Q risks." It grounds responses in actual filings and data, which reduces hallucination risk compared to general-purpose chatbots. AI summaries of quarterly reports are also generated automatically for covered stocks.

Yes, especially. The dividend safety scores, growth rates, payout ratio analysis, and 25-year dividend history make it one of the better dividend research tools at any price point. Combined with the screener, you can build SCHD/VYM-style dividend portfolios from scratch in minutes.

Yes. Coverage includes major European exchanges (LSE, Euronext, Xetra), Canadian (TSX), Australian (ASX), and selected Asian markets. Coverage depth varies — US stocks have the deepest data. For globally diversified portfolios, Stock Unlock covers most large caps you'd realistically own.