Loudly
FreemiumLoudly is an AI music generator and distribution platform with a generous free tier, stem packs, sample library, and streaming distribution.
What is Loudly?
Loudly is an AI music creation and distribution platform that combines text-to-music generation with a rich sample library, stem packs, and built-in streaming distribution. Unlike pure generators like Suno or Udio which focus on vocal songs, Loudly offers a broader ecosystem: generate AI instrumental tracks, browse samples and loops, separate stems from existing tracks, apply studio FX, and distribute released songs to Spotify, Apple Music, TikTok, and other platforms via the built-in Distro Plus service. The Free plan is notably generous, it gives you access to about 90% of Loudly's features with a daily allowance of track generations, a 30-second cap on free generated tracks, and 1 download per day. This makes it one of the best free options for exploring AI music creation before committing. Loudly has since moved its paid tiers onto a single monthly credit pool instead of separate track, download, stem pack and FX quotas. The Personal plan is $10/month billed monthly or $96/year, which works out to $8/month on the annual plan, and unlocks 2,500 credits per month, tracks up to 7 minutes, high quality MP3 and WAV, the fast generation queue, access to all the latest models, and a commercial license. The Pro plan is $30/month billed monthly or $288/year, which works out to $24/month annually, and expands to 10,000 credits per month, songs up to 30 minutes, and a broader Pro license. Both paid plans include commercial licensing and music distribution. Loudly is used by YouTubers producing background music at scale, hobbyist producers who want access to samples and stems, and indie musicians who want to release AI-generated tracks to Spotify without juggling multiple tools. The bundled ecosystem (generation + samples + stems + FX + distribution) is the main differentiator from pure text-to-music tools.
Loudly demo video
Watch Loudly's official demo to see Loudly in action before reading our full review.
Official video by Loudly via YouTube, embedded for reference. ToolChase does not host or claim this video.
⚡ Quick Verdict
Indie musicians and YouTubers who want a bundled AI music generation + distribution platform
Songwriters wanting top-quality AI vocals, use Suno or Udio instead
Free (daily allowance, non-commercial) · Personal $10/mo or $8/mo annual · Pro $30/mo or $24/mo annual
Yes, generous free tier with 90% of features, non-commercial only
Bundled ecosystem (generation + stems + samples + FX + Spotify distribution)
Download limits even on paid plans, vocal quality below Suno and Udio
Bottom line: Loudly scores 4.2/5, The best bundled AI music creation + distribution platform. Personal at $8/mo on the annual plan is the sweet spot for indie creators.
Pricing
Free: Daily allowance of track generations, 30-second cap on free generated tracks, 1 download per day, non-commercial use, basic MP3 quality, 90% of features accessible.
Personal, $10/month billed monthly or $96/year, which is $8/month annually: 2,500 credits refreshing monthly, tracks up to 7 minutes, Personal commercial license covering social channels including YouTube, livestreams and podcasts with a certified license PDF, high quality MP3 and WAV, fast generation queue, access to all the latest models, early access to new features, optional add-on credits, music distribution included.
Pro, $30/month billed monthly or $288/year, which is $24/month annually: 10,000 credits refreshing monthly, tracks up to 30 minutes, Pro commercial license that adds digital advertising campaigns up to $100,000 media spend, client work, apps, websites, e-sports, indie games and corporate media, high quality MP3 and WAV, fast generation queue, all the latest models, early access, optional add-on credits, music distribution included.
Note on the 2026 repricing: Loudly retired the old per-plan quotas for track creations, downloads, stem packs, sample packs, studio FX renders and Stem Splitter minutes. Everything now draws on one monthly credit pool. Distribution ships with every paid plan, but claiming streaming royalty payouts requires an annual subscription, which Loudly markets as Distro Plus.
Key Features
- AI music generation across 20+ genres
- Sample library and loop packs for producers
- Stem packs with individual instrument tracks
- Stem Splitter for separating existing tracks
- Studio FX renders for mixing and mastering
- Distro Plus, direct distribution to Spotify, Apple Music, TikTok
- Commercial licensing on paid plans
- Generous free tier with 90% of features accessible
- MP3 and WAV export formats
Pros & Cons
Pros
- Most generous free tier in AI music (90% of features accessible)
- Bundled ecosystem: generation + samples + stems + FX + distribution
- Personal plan at $8/mo is affordable for indie creators
- Built-in Spotify distribution via Distro Plus
Cons
- Output quality below Suno and Udio for premium vocal tracks
- Download limits even on paid plans can be restrictive for heavy users
- Distribution quality depends on Distro Plus which is third-party
FAQ
Is Loudly worth $8/month for the Personal plan?
For indie creators and YouTubers producing regular content with AI music, yes. Personal is $10/mo billed monthly or $96/year, which works out to $8/mo on the annual plan, and it unlocks 2,500 credits per month, tracks up to 7 minutes, a commercial license, high quality MP3 and WAV exports, the fast generation queue, and music distribution, all bundled in one subscription. Loudly now meters every tool from that single credit pool rather than from separate track, download and stem quotas, so the practical limit is how fast you burn credits.
What is Distro Plus distribution?
Loudly's built-in music distribution service releases your tracks to Spotify, Apple Music, Amazon Music, TikTok, Instagram, YouTube Music and more, over 50 platforms in total. Loudly includes distribution in every paid subscription, and you keep 100% of your streaming royalties. Distro Plus is the annual-plan tier that lets you actually claim those royalty payouts, so a monthly subscriber can release music but needs to be on an annual plan to withdraw earnings. Payouts run through PayPal. Similar to Boomy's distribution model, Loudly handles the technical upload and metadata, and quality of distribution is comparable to DistroKid or TuneCore.
Can I use Loudly free plan commercially?
No. The free plan is limited to non-commercial use, meaning you cannot monetize YouTube videos, use tracks in client work, or run advertising campaigns with music from the free tier. For any commercial use, you need the Personal ($8/mo) or Pro ($24/mo) plan, both of which include commercial licensing.
How does Loudly compare to Suno?
Suno produces higher-quality vocal songs from text prompts and is the leader for full AI-generated songs. Loudly focuses on instrumental music plus a broader ecosystem of samples, stems, FX, and distribution. If you want the best AI songs with vocals, use Suno. If you want a bundled creation + distribution platform with stems and samples, Loudly is more comprehensive for the money.
Does Loudly have stem separation?
Yes, the Stem Splitter feature lets you separate existing tracks into individual stems (vocals, drums, bass, melody). You upload a file or paste a YouTube link, pick the stems you want, and export them as WAV or MP3. Loudly offers a free monthly audio-minute allowance and larger allowances on the paid tiers; it no longer publishes a fixed minute figure per plan, since usage now draws on your monthly credit pool. For heavy stem separation work, dedicated tools like LALAL.AI offer higher volume and quality, but Loudly's bundled option is convenient for occasional use.
Can I upload samples to Spotify through Loudly?
Yes. Loudly lets you upload your own audio, and its distribution service releases both AI-generated tracks and your own original recordings to Spotify and other platforms on paid plans. The one restriction is that the release has to go through Loudly's own distribution service rather than a third party, which is how Loudly protects the underlying copyright. When you upload your own audio, copyright in the resulting derivative works stays with you.
Is Loudly training data legal?
Loudly has stated its training data is licensed and compliant with copyright rules, which is important for commercial use. Like other AI music tools focused on royalty-free output, Loudly reduces legal risk by not training on scraped copyrighted music. This matters for creators using tracks in advertising, branded content, or client deliverables.
📋 Good to know
Browser-based at loudly.com. Sign up free, explore the generator, samples, and FX tools. Upgrade to Personal to distribute to Spotify.
Licensed training data. Commercial rights on paid plans. Distribution via Distro Plus handles royalty accounting.
Personal (from $8/mo annually) for most creators. Pro (from $24/mo annually) for heavy users who need 10,000 credits a month, 30-minute songs, and the wider advertising license.
Low. The unified interface is intuitive but has more features than pure generators, allow 30-60 minutes to explore.
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